What comes to mind when you think about your finances? Rent, loans, food, savings, and entertainment are commonly associated with money. However, there is more to your finances than these things. Here are four aspects of your financial life that you may not be considering. Retirement Do you know where you want to live or what you…
I remember when I was applying for college and knowing the stress there is to try to figure out creative ways to reduce the costs. Since scholarships are hard to come by, there is a way to get college credit before you even step foot on campus — at a fraction of the cost! It’s called the CLEP program, and according to PocketYourDollars,…
Andy Youso on
Dave Szafranski says "Somebody is going to teach our kids about money. It's either going to be you, or the world."
Carrie Rocha from Pocket Your Dollars has some great advice on how to keep your grocery budget in check, and still be able to eat the things you love: The cost of beef has gone up and is rising due to the extreme drought in the western United States. Let’s talk about how to save on your favorite types of beef. Ground beef. Substitute ground…
Andy Youso on
I talk lots about saving and getting out of debt. But, what about spending? Heck, what about splurging? Contrary to popular belief, I’m actually a fan of splurging. For my family and me we don’t scrimp when it comes to groceries. I would guess we spend more than average on food a month. However, our “going…
Being financially healthy requires more than making enough money to cover your expenses. We’ve probably all heard stories about lottery winners, professional athletes, and other millionaires who eventually declared for bankruptcy; though they had the money, they didn’t have the right mindset and spending habits to avoid…
It’s April and a renewed sense of vigor and life seems to roll in with the warm spring air. Maybe it’s just the satisfaction of watching our children run giddy through the soggy playground, but April is always welcomed with smiles as big as spring puddles. It’s a chance to throw open the windows and get after the dust bunnies – both physically…
The lottery is not only a bad idea from a statistical standpoint; it goes against some fundamental biblical principles regarding money. First of all, we have to understand that God owns everything and we are merely MANAGERS of His stuff. (By the way, did you know the Bible talks more about money and possessions than prayer? So,…
There are only a few weeks left to file taxes and many of us are worried about making mistakes when filing. A miscalculation here, a forgotten signature there and BAM! It could delay your refund, cost you a penalty or result in paying the government more than your fair share. Don’t let that happen to you. Take time now to avoid these and…
Tricia Brown on
Do you know how much money you make or know where all of your money goes? You may have a general idea, but it’s important to know how much money you make and how you spend that money with more specificity. A cash flow analysis can help you track this information. This is a financial exercise that records your income and expenses over a period…
