Attention stay-at-home moms (or dads): If you’re earning a six-figure salary, please raise your hand.

Anyone …?

You might ask,

“How do you place a value on being a mom and the ‘super-powers’ that come with the job?”

Like healing a skinned knee with a kiss and a cookie. Or creating a parallel universe to watch a soccer game and dance recital – at the same time – on opposite ends of town.

It wasn’t any easy task, but Salary.com recently estimated what it would cost to replace a stay-at-home mom (SAHM). According to their calculations, stay-at-home moms are worth $113,586 a year, based on the 10 most time-consuming jobs they perform.

How many of us can say all these roles are in their job description?

• Daycare provider
• Teacher
• CEO
• House keeper
• Van driver

Moms do it all – to the tune of 94 hours a week.

That’s a lot of work. A lot of hours. And a lot of value that any family would be hard-pressed to replace.

Yet Insure.com found that most stay-at-home moms seriously underestimate their worth. When asked how much they would have to pay someone else to do their tasks around the house, 56% of women said, “under $40,000 a year.”

Seriously? Let’s think about that, ladies (and gentlemen). How much would it cost if your family suddenly had to pay for childcare, or hire someone to clean, or cook or …

Believe me, I don’t like to dwell on the what-ifs in life. But bad stuff can happen. And being prepared financially makes it a little less scary and a lot less stressful if something “yucky” happens. (Voice of experience.)

So, whether you’re new to the stay-at-home mom world or you’ve earned your SAHM stripes, these money tips might come in handy.  Click for the rest of the article.

Photo: Flickr